My planned PC.

[Olaf]

i was looking at the finance and for a pc build costing about £2350 they wanted just over £3600 in total if you missed the 12 month deadline. definitely NOT worth doing unless you are 1000% positive you will pay all the monthly payments and settle the debt at the end.

 

[nathanjrb]

i was looking at the finance and for a pc build costing about £2350 they wanted just over £3600 in total if you missed the 12 month deadline. definitely NOT worth doing unless you are 1000% positive you will pay all the monthly payments and settle the debt at the end.

Exactly.

 

[VenatoS]

Maybe is just me being stupid but if you pay with the 12 months you end up paying the normal amount + VAT am i right?

e.g My planned PC's total price is : £1,365.00

I pay the deposit of £136.50, then i pay for 11 months £44 (44x11= £484) that makes it already paid about £600 and then can i not just pay with my own money? Do I HAVE to take a loan from Hitachi?
Or is the plan option basically from Hitachi company so if i take the option above I pay Hitachi anyway?

 

[keynes]

It is basically what others have explained. You pay the full original amount in total (minus £484 + a small administration cos, I think it is around £30). So if you pay everything within 12 months you end up paying a total of £1365 + administration cost. I really advice you to contact PCS for further guidance on how the credit agreement works.

 

[Rakk]

Maybe is just me being stupid but if you pay with the 12 months you end up paying the normal amount + VAT am i right?

If you pay it off within 12 months you pay the amount PCS charge you for the PC (£1365 in your case) plus £29 for an early settlement fee - so that makes £1394

I pay the deposit of £136.50, then i pay for 11 months £44 (44x11= £484) that makes it already paid about £600 and then can i not just pay with my own money? Do I HAVE to take a loan from Hitachi?
Or is the plan option basically from Hitachi company so if i take the option above I pay Hitachi anyway?

The finance deal is with Hitachi - it is their money you are borrowing now to pay for the PC - the finance deal is a loan from Hitachi. PCS use Hitachi since PCS cannot do finance deals themselves.

After 11 months, you need to pay them what is left if you wish to avoid paying the whole amount + interest, how you get the money to pay off the rest of what you owe Hitachi is up to you (ie. your savings, another finance deal if you really want).

If you do not understand how finance deals work then do not take out the finance.

 

[steaky360]

If you do not understand how finance deals work then do not take out the finance.

+1

 

[VenatoS]

I understand it now

Thank you sooo much for your guys explanation and your time!

 

[VenatoS]

My new spec.

Hey guys, i was wondering if this spec is alright, im hoping for high performance on Ultra settings on all games with descent fps (45FPS +). (MAX £1400 budget)
I went a bit over the budget but i dont mind paying a little more.

I'm also wondering about the case i've chosen and if anyone recommends any other cases, or is the case i've chosen a good choice.

Case
NZXT PHANTOM 410 WHITE GAMING CASE
Processor (CPU)
Intel® Core™i7 Quad Core Processor i7-4770k (3.5GHz) 8MB Cache
Motherboard
Gigabyte Z97X Gaming 3: ATX, LG1150, USB 3.0, SATA 6GBs, XFIRE/SLI
Memory (RAM)
8GB KINGSTON HYPER-X BEAST DUAL-DDR3 2133MHz X.M.P (1 x 8GB)
Graphics Card
3GB NVIDIA GEFORCE GTX 780 Ti - 2 DVI, HDMI, DP - 3D Vision Ready
Free Item
FREE WATCH DOGS with GTX 660 & 7 Series GPUs!
1st Hard Disk
120GB INTEL® 530 SERIES SSD, SATA 6 Gb/s (upto 550MB/sR | 520MB/sW)
2nd Hard Disk
2TB 3.5" SATA-III 6GB/s HDD 7200RPM 64MB CACHE
1st DVD/BLU-RAY Drive
24x DUAL LAYER DVD WRITER ±R/±RW/RAM
Power Supply
CORSAIR 850W RM SERIES™ MODULAR 80 PLUS® GOLD, ULTRA QUIET (£99)
Processor Cooling
Super Quiet 22dBA Triple Copper Heatpipe Intel CPU Cooler (£19)
Sound Card
ONBOARD 6 CHANNEL (5.1) HIGH DEF AUDIO (AS STANDARD)
Wireless/Wired Networking
10/100/1000 GIGABIT LAN PORT - AS STANDARD ON ALL PCs
USB Options
MIN. 2 x USB 3.0 & 4 x USB 2.0 PORTS @ BACK PANEL + MIN. 2 FRONT PORTS
Power Cable
1 x 1 Metre UK Power Cable (Kettle Lead)
Operating System
Genuine Windows 7 Home Premium 64 Bit w/SP1 - inc DVD & Licence (£79)
Office Software
FREE 30 Day Trial of Microsoft® Office® 365
Anti-Virus
NO ANTI-VIRUS SOFTWARE
Warranty
3 Year Silver Warranty (1 Year Collect & Return, 1 Year Parts, 3 Year Labour) (£5)
Delivery
STANDARD INSURED DELIVERY TO UK MAINLAND (MON-FRI)
Build Time
Standard Build - Approximately 11 to 13 working days
Quantity
1

Price: £1,438.00 including VAT and delivery.

Thanks for any responses.

 

[keynes]

If you are planning to overclock you need a better CPU cooler, caviar black is faster than the standard drive and to SLI you need something higher than the 850w psu

 

[VenatoS]

What CPU cooler would u recommend and how is the case?

 

[keynes]

For gaming you don't need to overclock but if you still wish to do it you may want to consider at least the h80i. To avoid instability issues you can get a pre-overclocked system from PCS. Case is fine

 

[VenatoS]

Which motherboard would be considered better?

Gigabyte Z97-HD3

Gigabyte Z97X Gaming 3

 

[keynes]

Check the features clicking on the interrogation sign. Any will do

 

[VenatoS]

Case
NZXT PHANTOM 410 WHITE GAMING CASE
Processor (CPU)
Intel® Core™i7 Quad Core Processor i7-4770k (3.5GHz) 8MB Cache
Motherboard
Gigabyte Z97X Gaming 3: ATX, LG1150, USB 3.0, SATA 6GBs, XFIRE/SLI
Memory (RAM)
8GB KINGSTON HYPER-X BEAST DUAL-DDR3 2133MHz X.M.P (1 x 8GB)
Graphics Card
3GB NVIDIA GEFORCE GTX 780 Ti - 2 DVI, HDMI, DP - 3D Vision Ready
Free Item
FREE WATCH DOGS with GTX 660 & 7 Series GPUs!
1st Hard Disk
120GB INTEL® 520 SERIES SSD, SATA 6 Gb/s (upto 550MB/sR | 520MB/sW)
2nd Hard Disk
2TB 3.5" SATA-III 6GB/s HDD 7200RPM 64MB CACHE
1st DVD/BLU-RAY Drive
24x DUAL LAYER DVD WRITER ±R/±RW/RAM
Power Supply
CORSAIR 1000W RM SERIES™ MODULAR 80 PLUS® GOLD, ULTRA QUIET (£139)
Processor Cooling
Corsair H60 Hydro Series High Performance CPU Cooler (£59)
Sound Card
ONBOARD 6 CHANNEL (5.1) HIGH DEF AUDIO (AS STANDARD)
Wireless/Wired Networking
10/100/1000 GIGABIT LAN PORT - AS STANDARD ON ALL PCs
USB Options
MIN. 2 x USB 3.0 & 4 x USB 2.0 PORTS @ BACK PANEL + MIN. 2 FRONT PORTS
Power Cable
1 x 1 Metre UK Power Cable (Kettle Lead)
Operating System
Genuine Windows 7 Home Premium 64 Bit w/SP1 - inc DVD & Licence (£79)
Office Software
FREE 30 Day Trial of Microsoft® Office® 365
Anti-Virus
NO ANTI-VIRUS SOFTWARE
Warranty
3 Year Silver Warranty (1 Year Collect & Return, 1 Year Parts, 3 Year Labour) (£5)
Delivery
STANDARD INSURED DELIVERY TO UK MAINLAND (MON-FRI)
Build Time
Standard Build - Approximately 11 to 13 working days
Quantity
1

Price: £1,513.00 including VAT and delivery.


I've upgraded some things, any more advice/opinions or anything that i should consider?

 

[keynes]

same as before

 

[VenatoS]

What do you mean? Should i get a better cooler for the CPU?

 

[keynes]

post 69, 71

 

[VenatoS]

I question. I picked the Corsair H60 as the cpu cooler, i looked online and it does not say its compatiblr woth LG1150 which is the socket that the i7 4770k has. And the website checker thing for compatiblity let it through anyone can tell me whats up with that?

 

[keynes]

I question. I picked the Corsair H60 as the cpu cooler, i looked online and it does not say its compatiblr woth LG1150 which is the socket that the i7 4770k has. And the website checker thing for compatiblity let it through anyone can tell me whats up with that?

If it was not compatible the configurator will tell you. The h60 is not as good as the h80i, the i7-4770k is more difficult to overclock (more heat than the sandy bridge cpu) and the h60 is noisier.
http://www.corsair.com/se-fi/hydro-series-h60-high-performance-liquid-cpu-cooler
Compatibility
Intel™ LGA 1150, 1155, 1156, 1366, and 2011

 

[VenatoS]

Do you think i should go for the H80i if i plan to overclock?

Another, is 1000W power supply enough to add a GTX 780 ti at a later day so it makes an SLI?