Has anyone else purchased from PC specialist on finance?

[I3astards]

How strict is the eligibility requirments? As far as I know, my credit rating is not bad and I often use short term loans (eligible for upto 600 loan with UK lenders).

Apart from the inital admin fee, is there absolutley NO interest charged if paid back in full within the allocated period??

Any other advice welcome

 

[BAD SANTA]

I tried to get my pc on finance about a year ago but was refused, my credit rating was good but I was not on the electrol register and most finance companys will not give you credit if you are not. I got myself on the register just in case I need it for the future but then just saved for my pc.

Cheers

Adam

 

[I3astards]

Hmmm, I see. Im going to reigster to vote to up my chances!

 

[BAD SANTA]

you might be ok without it but I couldn't understand why I was refused and as I was with credit expert I gave them a ring to find out the reason and thats what they said. The only problem with trying to get credit if you are not on the reg is that if you get refused it makes it harder to get credit in the future and the more times you are refused well you can see where this is going, thats as I understand it anyways.
Hope this helps.

 

[Kalisnoir]

I got finance for the buy now pay next year with no interest in August, the only things i have to my name for a credit rating is a phone contract and my bike insurance, and I got accepted with no problems (£1700)

 

[I3astards]

Thanks for your help.... i've had a few small loans before and never defaulted so i hope it should be OK!!!

 

[Kalisnoir]

I should also of mentioned that im only 18 as well. So I cant see you having much problem.

 

[I3astards]

Cool - I so hope its all good as im gagging for this new pC

 

[singmely]

i have voted now. ha ha